Find the right mortgage solutions for your life's changing needs
At Paisa Express, we understand that you need different types of mortgage products at different stages of life. Get expert advice and unmatched service at every step, with minimal and hassle-free documentation. Helps you choose pocket-friendly EMI options and flexible repayment tenures.
Loan against Property
Whether you own a residential, commercial or special use property, it is an asset that can be used as collateral against a loan, when you have a financial requirement. Monetary problems pertaining to business expansion, child’s higher studies, wedding or medical emergency can strike anytime, but it can be settled conveniently, if you own a property. You can easily secure a loan by mortgaging your property. A Loan against Property or LAP is a secured loan obtained by any individual or entity who owns a property in his/her name.
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The Paisa Express Advantage..
Customer Service & Support
Pioneer of Housing loans in Telangana with over 20 years of experience
Innovative & Bright Ideas
For over 2 decades, shared the hopes and joys of 4.4 million customers who have been nurturing the dream of home ownership
Value for Money
Most experienced and empowered personnel to ensure smooth & easy processing
Future Investment Planning
Transparent dealing. All charges mentioned upfront while giving you the loan quote. No hidden charges
E-Wallet Management
Counselling and advisory services for acquiring a property & Loan approval even before a property is selected
Software & Technology Set-Up
Loan processing from Hyderabad office for purchase of home anywhere in India
Searching for a Robust Loan Consultancy?
Personal loan disbursal is basically the process of the financial lender remitting the loan amount in the bank account of the customer. The loan disbursal takes place after the submission of relevant documents of the customer and the verification and approval of the financial lender. Financial lenders offer personal loan disbursals in a few seconds, while other take a few hours to a few days to disburse the loan amount following approval.
Personal loan
Flexi loan
(Overdraft against Salary)
Balance Transfer
Top Up loans
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The approval of a personal loan application depends on a number of factors.
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Integrate the Best Financial Apps in your SmartPhone
The approval of a personal loan application depends on a number of factors. When you apply for a loan, you should make sure that you are fulfilling all the factors to ensure the approval of your loan application. The eligibility criteria for personal loans may vary from lender to lender. However, there are number of common criteria which include the age of the applicant, his or her income, credit score, status of employment, and so on. Before you apply for a loan, make sure that all the eligibility criteria are being fulfilled. This will help you avoid rejection of your loan application. Although there are other options which you can resort to in case your loan application gets rejected, it is recommended to double check before applying to avoid the chances of rejection of application. Assess the need for your loan. Do proper research to get the best rate. Check your credit history. Review the fine print on your loan document carefully. Choose your loan tenure by assessing your repayment ability. Choose an affordable interest rate
Criteria - Salaried
- Age: 21 years to 60 years
- Net Monthly Income: Rs.30,000
- Minimum Loan Amount: Rs.50,000
- Maximum Loan Amount: Rs.25 lakh
Requirements
- Proof of Identity: Passport, Voter’s ID, Driving License or PAN Card
- Proof of Residence: any one – Passport, Aadhar Card, Driving Licence, Electricity bill
- Proof of Income: Latest 3 months salary slips, Latest 2yrs form 16, Salary credit bank statements for 6 months
Fees and Charges
- Processing fee / Verification charges
- GST
- Charges levied for issuing duplicate statement
- Penalty for defaults / pre-payment / part payment of loan
In addition to these, the lenders might also levy charges for documentation, stamping, credit administration, collection, and so on. The levy and the rates of these fees and charges differ from lender to lender.